Bengaluru, Dec 4 (UNI) India’s Digital Public Infrastructure continues to expand at an unprecedented scale, with UPI now accounting for 49 per cent of global real-time payments and processing nearly Rs 200 lakh crore in FY24.
Account Aggregators have crossed 2.2 billion consents with 112 million linked users, while Aadhaar-linked Direct Benefit Transfers now cover 328 schemes across 56 ministries.
The healthcare stack is also strengthening through ABDM’s national registries and rising eSanjeevani teleconsultations. New DPIs such as ULIP, Beckn, ONDC and OCEN are reshaping logistics, commerce and credit delivery across the economy.
These findings were released on Thursday by Protean eGov Technologies Ltd. and the Centre for Digital Public Goods (CDPG) at IIM Bangalore unveiling the ‘State of Digital Public Infrastructure in India’ report. The launch coincides with Protean’s 30-year journey in building population-scale digital systems that underpin essential public and private services.
The report offers an academically grounded, sector-wise baseline assessment of India’s DPI landscape, moving beyond celebratory narratives to examine performance, progress and persistent friction points. The inaugural edition evaluates the Financial Services and Healthcare sectors, which show varying degrees of maturity.
The study outlines how India’s foundational digital layers — identity, payments and data-sharing — now anchor innovation across finance, healthcare, education, logistics and digital commerce. It traces the evolution from the early JAM trinity to the modular, interoperable ecosystem built on Aadhaar, UPI, DigiLocker, Account Aggregators, DEPA, OCEN, ONDC, ABDM and other public platforms.
The report also highlights India’s “middle path” approach, designed to keep public digital infrastructure open and trusted while enabling large-scale private innovation with a focus on inclusion and national priorities.
Protean MD and CEO Suresh Sethi said India’s DPI journey shows that digital systems can be both population-scale and humane. Entering its 30th year, he said Protean sees DPI as a force of dignity, equity and opportunity.
Professor R Srinivasan, Chairperson of CDPG at IIM Bangalore, said DPI has evolved into a unifying architecture that enables citizens, institutions and markets to interact with greater trust and efficiency. He said the report aims to deepen the country’s understanding of the scale and impact of digital public systems.
The report concludes that India’s next phase of DPI growth will require deeper sector integration, stronger data governance, wider system compatibility and careful adoption of emerging technologies.
