Friday February 1, 2008

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 Home>>>Editorial 

New insurance plan for poor: Pay attention to education too 

The state government has decided to close Vivekanand group insurance scheme from coming March 31st. In place of it a new insurance scheme Janshri insurance scheme of Central government would be implemented. This scheme has been implemented in many other states. It may be noted that Vivekanand group insurance was less profitable. A committee under the chairmanship of Chief Secretary, reviewed the insurance scheme and had recommended for its closure. Under Janshri insurance scheme the beneficiaries would be insured with Rs 200 per member as annual premium. The state and Union government would contribute Rs 100 each. Under this scheme the insured person would be given Rs 30,000 in the event of natural death, Rs 75,000 in the event of accidental death or permanent disability and in the event of losing one eye, hand or leg, Rs 37,500 would be given to the insurance beneficiary. According to the proposal the rural below poverty line, landless and urban BPL people would be included in Janshri insurance scheme 2008-09. The rural and urban areas poor and deprived would be given more benefit with Janshri insurance scheme. This scheme would be comparatively more effective because compensation would be given in a better way. It is not sufficient for the upliftment of the deprived persons but it would be helpful to solve their problems in a better way. This scheme should be implemented at the earliest so so that socio-economic backwardness prevailing in the deprived persons is removed. There is also need to promote education and professional skill among these sections of society so that they become self-reliant. 

 
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