The
state government has decided to close Vivekanand group insurance
scheme from coming March 31st. In place of it a new insurance
scheme Janshri insurance scheme of Central government would
be implemented. This scheme has been implemented in many other
states. It may be noted that Vivekanand group insurance was
less profitable. A committee under the chairmanship of Chief
Secretary, reviewed the insurance scheme and had recommended
for its closure. Under Janshri insurance scheme the beneficiaries
would be insured with Rs 200 per member as annual premium.
The state and Union government would contribute Rs 100 each.
Under this scheme the insured person would be given Rs 30,000
in the event of natural death, Rs 75,000 in the event of accidental
death or permanent disability and in the event of losing one
eye, hand or leg, Rs 37,500 would be given to the insurance
beneficiary. According to the proposal the rural below poverty
line, landless and urban BPL people would be included in Janshri
insurance scheme 2008-09. The rural and urban areas poor and
deprived would be given more benefit with Janshri insurance
scheme. This scheme would be comparatively more effective
because compensation would be given in a better way. It is
not sufficient for the upliftment of the deprived persons
but it would be helpful to solve their problems in a better
way. This scheme should be implemented at the earliest so
so that socio-economic backwardness prevailing in the deprived
persons is removed. There is also need to promote education
and professional skill among these sections of society so
that they become self-reliant.
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